Even if you do not have an account, click on the big green button, located at the top right, with the wording "Personal Area"; once you arrive at the landing page, you can choose between login and registration, in this way you can create a user account.

Absolutely not! Huglife is a free project, and without profit, you will never be asked for any payment to use the services offered, except for paid products, such as SMS, but explicit actions are required from you, such as entering a payment method, and manually performing any payments. Also, your data is not a currency here, external economic support is not conditional on sharing data.